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Year 31: Hire five workers to help Fillium clear out six more acres of farmland, one of which will pasture the new cattle. Contribute 5 gold towards the mine, or all ten if Wolfclaw doesn't chip in what he promised. The cattle and chickens will be bought, and a second chicken coop put up. Argentium will continue learning clothierism, and old Magnum will farm as he has for years and years. "I suppose it's too late in my life to learn a trade..." Donate 5 gold to the city for helping its peace, prosperity, and so forth.  Wealth: 29.3 gold
Year 32: Hire a worker to help Magnum farm 10 acres of land and another to plant an orchard, also being watched by Magnum. Meanwhile, Fillium will get back to metalworking and Argentium will keep learning how to work cloth. This and each following year for this turn, donate another gold to the city for helping its yadda yadda same as last time. Wealth: 30.9 gold+F
Year 33: Magnum keeps the farmer employed so they can farm the ten acres again. Fillium keeps smithing, Argentium finishes schooling. A clothier's workshop will be set up. The orchard worker will be kept. Wealth: 31.7 gold+F
Year 34: Magnum and his employee will keep farming the ten acres. Fillium will keep forging, and Argentium will set up shop in the new workshop. A weaver will be hired (I'll assume skilled labor costs twice as much as unskilled labor for now) and put in Speciosam's loom. (For simplicity, I'll calculate it as if we were buying Argentium cloth and selling the local cloth, although that's obviously not what we're doing.) The orcharder will finish his work. Wealth: 32.6 gold+F+K+W.

((I'm reminded of Esteban Trueba of The House of the Spirits, who at one point noted that his wealth kept growing despite trying to make sure his disliked children didn't inherit much. Not Magnum's incentive for trying to get rid if his wealth, just a general apathy.))

Year 35: Same as last, except that Magnum suggests to Fillium that he should marry and will have a proper house built. Wealth: 29 gold+F+K+W

((Why must we marry our children out of the family if we are the most powerful and wealthy families in the region?))

Year 36-40: Same as 34, unless something of note happens, like House Fenix letting me house tenants or Magnum finding a girl interested in marrying the son of one of the most powerful families in town. Wealth: 29.5 gold+F+K+W.