Rather than discuss clearly illegal solutions, let's discuss why the government insists on student debt being nondischargable?
This is a simple one.
People have become convinced that every single child *must* attend college. If you don't go to college you're just a dummy who's going to scrub toliets or flip burgers your whole life. As a result of this, already expensive college prices have soared drastically to the point where many people simply cannot afford it even if their parents save up for it.
But that's a problem, because EVERY CHILD MUST GO TO COLLEGE NO MATTER WHAT. So the obvious american solution? take out a loan.
But a lot of people can't get loans for that huge amount, especially the poor and..... young students trying to get into college. BUT EVERY KID MUST GO TO COLLEGE!!!!! So people whinge about it, every kid
must go to college and that means every kid
must be able to get a loan to go to college and the government has to
do something.
How do you convince people to give out loans to risky groups? simple! make it so that they can't discharge the loan and are forced to pay it back eventually.
Tada! now everyone can get huge loans to go to college and students who
don't know any better and are practically forced to go to college even if it's not the best option for them attend college because everyone needs to attend college because it's the only smart thing to do and you're not a dummy are you? are saddled with massive debts that they can't get rid of.
Or, to look at it another way, if student loans could be discharged it would be a *lot* harder to get them. Would you want to be the politician who's proposing we make it harder for the poor and working class to get into college?