Bay 12 Games Forum

I'd argue that people who use the tax refund as a savings account are foolish - they are exacting a large opportunity cost on themselves.

Like, I literally just said a fair few are doing it specifically to make the tax process less burdensome, not "as a savings account". Gods know I don't fuck around with it specifically for that reason. I'm choosing one reliable opportunity cost over a different, less reliable one.

Don't blame the education system on this one, blame the scumshit that make the tax process harder than it needs to be.

Roof over head, not dying of preventable disease, able to reach and afford food, some degree (like, below 30 bucks a month worth) of entertainment? All that and knowing it's not one bad day from being out on the streets indefinitely. You can add a handful of things to that related to childcare and education if you plan on having children.

My income can't actually afford the average rent around here (and it's fucking cheap where I'm at compared to most of the country!), healthcare can easily bankrupt me, food situation's okay-ish but it's getting more expensive and prepping something that's not a future heart attack is time consuming and often extra expensive (because fucking somehow it costs more to get food with less junk in it). There's no guarantee I still have my job in a year and even less there'd be fucking any sort of safety net I could avail myself to in some sort of emergency, because I'm in Florida, and as I learned with Blue Cross/Florida Blue threw a shitfit over ACA slapping them for being fuckers causing me to lose health coverage when they jacked the prices beyond what could be afforded at the time, if you're poor enough in this state, the amount of help you get when you're having a bad time is "Fucking nothing lol, we just won't charge you extra for not having the money to afford taxes".

Extra niceties would be things like elder care worth a fucking goddamn so I could have some option other than running myself into an early grave trying and substantively failing to take care of my grandparents, actual transit options other than driving, roads that didn't feel like I'm riding a bloody jackhammer instead of a car, little things like that.

Hell, both is always an option, innit? Just to make things that extra bit more confusing :V

I'unno, in my experience it's a lot more likely with old people, especially when it's a trick that used to, but no longer, works. Younger folks are more likely to just try to throw absolutely anything they can at a wall until something sticks, which is less "one weird trick" and more "fucking do something holy shit".

The one weird trick people know their demographic and if the junk mail we get is anything to go by they very much think it's predominantly elderly

guess who has two thumbs and a fairly pronounced fever

*points thumbs at self*

this critter does!

fucking hell let me sleep

and by fever it turns out my body actually meant "allergic reaction"

I've finally found medicine I'm allergic to! it sucks gigantic donkey balls

who or whatever decided this horseshit was a good/insufficiently bad idea to (not) include in biology needs to be took behind a shed and shot

on bright side, currently far less worried about actually dying, which is good. I'd thank the ER but the chunk they're probably going to take out of my bank account should be plenty enough thanks, really...

Sounds like the Resident Evil show is something I can miss out on and be better for it.

ftfy, really

guess who has two thumbs and a fairly pronounced fever

*points thumbs at self*

this critter does!

fucking hell let me sleep

vec's cali or somethin', iirc, so it's probably less bad wherever they're at than it is in most places in the US

... well, less bad proportionately. That doesn't always help that much on the individual level when the population density's higher, too...