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[MonkeyMarkMario]

Alright then! I'll pop back in three turns from now to check on my investment, lol.

Same here.

[Naturegirl1999]

I’m putting my company data here so the new Favor is tracked

Spoiler: Intended Improvements Company (click to show/hide)

 Funds: 0 Guinea
Investments: 3.35 Guinea to Marvelous Minnow
1 Guinea to Repeat Visit (2 Guinea given to help with repaira)
1.5 Guinea to Westploration
Donations to Crown: 1 Guinea
Favor: 2.35
Items: none for now
Loan from Queen Phillipa the Fourth, 5 Guineas, 5% Monthly Compound Interest

[chubby2man]

I vote to keep the ship going to the get that sweet sand for now (gotta pay off eventually!) but will probably support it switching to new commodity once it appears.

Iron Mountain will sell 3 sand and contribute the 1.05 to McBeardy

Spoiler: Iron Mountain Industries Assets (click to show/hide)

Funds:.5 Guineas
Goods:6-3 = 3 sand
Investments: 3/10 Shares in the Laden Swallow, 1/10 in Endeavor

[King Zultan]

Give McBeardy 1 Guineas.

Spoiler: Unpleasant LLC Assets (click to show/hide)

Funds: .5 Guineas
Items:
Investments:
 2 Guineas into YARNU Expedition
 2 Guineas into Repeat Visit
 1 Guineas into Endeavour

[andrea]

To the Good Queen Phillipa IV of the Glorious Homeland,

We humbly request approval for the incorporation of the company "Sharks & Loans". In those times of merchant ventures and exploration, we seek to provide liquidity for all merchantmen to pursue the profit and glory of the realm.

Humbly Yours,
-Edward Sharks and Merdicant Loans.

Sharks and Loans is a partnership of bankers. While not above owning the means of production ourselves, our primary objective is to fund other companies or the kindgom itself.

The current offerings, up to the total of 3 guineas, are the following:

To Queen Phillipa the Fourth,

We, the undersigned Sharks & Loans, agree to transfer X guineas to the undersigned company, Y.
This amount will incur into a monthly interest of 10% of the initial sum. The initial sum will need to be repaid in full after 6 month. Failure to pay interests or to provide the full initial sum at the end will cause expropriation of assets for at least equal value.
In consideration of the cyclical nature of trade, it is agreed that interest payments can be suspended for up to 3 months. The amount due will still need to be paid either immediately or spread across the rest of the loan. No further suspension can be awarded until there is no longer outstanding suspended interest.


Signed:

To Queen Phillipa the Fourth,

We, the undersigned Sharks & Loans, agree to transfer X guineas to the undersigned company, Y.
This amount will incur into a monthly interest of 7.5% compounded. The initial sum will need to be repaid in full after 18 month. Failure to pay interests or to provide the full initial sum at the end will cause expropriation of assets for at least equal value.
In consideration of the cyclical nature of trade, it is agreed that interest payments can be suspended for up to 3 months. The amount due will still need to be paid either immediately or spread across the rest of the loan. No further suspension can be awarded until there is no longer outstanding suspended interest.


Signed:

Loans will need to be approved and we accept different proposals from those above.
In case demand exceed supply, applicants will be selected firstly by estimated reliability of payment and following that by date of application.
At the expiration of a loan, we accept the possibility of loaning more money to cover the previous loan. This is still subject to approval.


Sharks & loans: money when you need it.

Spoiler: Shark & Loans Assets (click to show/hide)

Sharks & Loans
  Funds: 3 Guineas

  Greed: lots

[m1895]

Just listing my new assets

Spoiler: Nagant Ventures Assets (click to show/hide)

0.1 Guinea
1 sand
1 favor

[evictedSaint]

Could you perhaps have picked a less-enticing name? Perhaps "Payday Loans" or "Cash For Gold" or "Pyramid Schemes Inc"?

Spoiler: H&S Inc (click to show/hide)

Funds: Broke.
Favor: None.
Assets: Empty.
Investments: Westsploration (3/10 shares) - set sail for Westonia in Year 1 Deep Winter. Expected return in Year 2 Springtide.

[NUKE9.13]

Could you perhaps have picked a less-enticing name? Perhaps "Payday Loans" or "Cash For Gold" or "Pyramid Schemes Inc"?

Are you besmirching the family names of Edward Sharks and Merdicant Loans? They are clearly well-established families.

Spoiler: Yearvent Shipping Assets (click to show/hide)

Funds & Resources:
  1 Guinea
  3 Favour

Shares:
  2/10 Shares in YARNU Expedition
  2/10 Shares in Repeat Visit

Donations:
  1 Guinea donated to the Crown.
  1 Guinea donated to McBeardly for his Eastern Horizon voyage.

[andrea]

Indeed our families are old and esteemed. We only seek to provide you merchants with the primary tool you need for your job: coin.

Maybe you want to outfit a new ship, or increase your share in an existing one? We shall eagerly help you there, enabling you to reap greater profits and to grow the prosperity of our kingdom.

[evictedSaint]

Well, what I really need are a bunch of flags.  Red ones, if you have them.  Or maybe a bunch of flashing warning lights?  Or perhaps just a big sign that says "DANGER".

Would Sharks & Loans have anything like that?

[Kashyyk]

Year 1 Waning Winter
TURNTURNTURN
Having resupplied, the 'Repeat Visit' sets sail for the Nearsouthlands, with a whole new mast and a new appreciation for winter storms. We should see them mid spring.

From the West, the familiar triangular sails of a Motherlands ship is sighted, as the 'Endevour' returns. The crew sport copper trinkets (with one wearing a "gen-you-eye-n tribal bracelet"), whilst the hold is heaving with copper ingots.

Noname Incorporated, Knife-Edge Trading Co., Mineral CO and Nagant Ventures gain +2 Copper.
Unpleasant LLC and Iron Mountain Industries gains +1 Copper.

With the last donations coming in, the Motherland wishes McBeardly and the Marvelous Minnow good luck and fair winds as they set sail Eastwards. Who knows when they'll be back.

Unpleasant LLC gains +1 Favour.
Iron Mountain Industries gains +1.05 Favour.

Spoiler: Ships (click to show/hide)

Ships in Port
Endeavour - Preparing to sail to Westonia (Copper)

Current Voyages
Yarnu - set sail for Westonia in Year 1 Falling Winter. Expected return Year 2 Springrise
Laden Swallow - set sail for Nearsouthlands in Year 1 Deep Winter. Expected return Year 2 Springrise
Westsploration - set sail for Westonia in Year 1 Deep Winter. Expected return in Year 2 Springtide
Repeat Visit - set sail for Nearsouthlands in Year 1 Wanong Winter. Expected return in Year 2 Springtide
Marvelous Minnow - Exploring the Eastern Sea since Year 1 Waning Winter

Spoiler: Current Prices (click to show/hide)

Ship - 10 Guineas each

Trade Goods
Sand - 0.35 Guineas per Unit
Lumber - 0.5 Guineas per Unit
Copper - 1.0 Guineas per Unit

Spoiler: Destinations (click to show/hide)

The Nearsouthlands - 2 Months - Sand
Westonia - 3 Months - Copper

Spoiler: Contracts (click to show/hide)

Ship Ownership
* Yarnu - 2:2:2:2:2 shares between Yearvent Shipping, Ashford Core, RiverFort LTD, Noname incorporated and Unpleasant LLC
* Laden Swallow - 3:3:3:1 shares between Iron Mountain Ind., Mineral CO, Nagant Ventures and RiverFort LTD (70% majority required)
* Repeat Visit - 2:2:2:2:1:1 shares between Imaginary Productions, Unpleasant LLC, Yearvent Shipping, Ashford Core, Intended Improvements Company and RiverFort LTD.
* Endeavour - 2:2:2:2:1:1 shares between Noname Incorporated, Knife-Edge Trading Co., Mineral CO, Nagant Ventures, Unpleasant LLC and Iron Mountain Industries
* Westsploration - 6:6:3:3:2 shares between Monkey Money Inc, H&S Inc, Intended Inprovements Company, Ashford Core and Imaginary Productions

Other
Intended Improvements Company owes 5.51 Guineas to the Crown at 5% monthly interest since Year 1 Falling Winter

[King Zultan]

Sell 1 copper for one Guineas.

Spoiler: Unpleasant LLC Assets (click to show/hide)

Funds: .5 Guineas
Items:
Favour: 1
Investments:
 2 Guineas into YARNU Expedition
 2 Guineas into Repeat Visit
 1 Guineas into Endeavour

[Doomblade187]

Sell 2 Copper for 2 Guineas

Spoiler: Knife Edge Trading Company Assets (click to show/hide)

Funds: 1 Guineas
Goods: 2 Copper
Investments: 2/10 Shares in the Endeavour

[m1895]

Sell 2 copper for 2 guineas

Spoiler: Nagant Ventures Assets (click to show/hide)

0.1 Guinea
1 sand
2 copper
1 favor

[The Canadian kitten]

Sell two copper

Spoiler: Mineral Co (click to show/hide)

2 copper
1.05 favours
3 Guinea for the laden swallow
2 Guinea for endeavour

We could buy another ship sailing to westonia for more copper with  the guineas we got from this month's trade.